Money & People8 min read
How to split Christmas and holiday costs with family
The host does not spend more because they are generous. They spend more because nobody can see what a family Christmas costs until they have paid for one.
Maya T. ·
Maya T.
Data, Expenso
Research contributor to Expenso’s shared-money guides
Maya works on the examples and research used in Expenso’s guides. She writes about how households and travel groups can keep shared costs understandable and auditable.
Areas of expertise
- Group travel costs
- Shared expense records
- Spending patterns
9 guides by Maya
- Couples8 min read
How to split expenses when one partner has debt
The debt is one person’s. The consequences are both people’s. Those two facts are not in conflict, and the split has to hold them at once.
Maya T. · 
Couples6 min readHow to split wedding costs between a couple and their families
Agree what everyone is contributing before agreeing what anything costs. Every other order produces a difficult conversation in month four.
Maya T. ·
Travel6 min readSplitting expenses across currencies without arguing about the rate
Pick one group currency, convert at the rate on the day you paid, and never reopen it.
Maya T. ·
Rent & Housing6 min readWho pays for repairs and breakages in a shared house
Landlord, household, or the person who broke it — and the reason most houses get the middle one wrong.
Maya T. ·
Rent & Housing6 min readHow to split groceries with roommates without keeping score
One shared pot for the things everyone uses, personal food off the ledger, and a settle-up that takes two transfers.
Maya T. ·
Travel5 min readHow to split a vacation rental between friends
Different bedrooms, different night counts, one invoice — and a formula that holds up.
Maya T. ·
Travel2 min readSplitting costs on a group trip without a spreadsheet
Track it as you go so the settle-up takes five minutes, not five days.
Maya T. ·
Rent & Housing2 min readSecurity deposits: tracking who put in what
Document the split on day one so move-out is arithmetic, not argument.
Maya T. ·