https://expenso.rubanix.com/blog Practical guides on splitting rent, bills and group expenses, from the team behind Expenso — Split Bills & Group Expense Tracker. en Thu, 20 Aug 2026 00:00:00 GMT https://expenso.rubanix.com/blog/splitting-rent-when-a-couple-shares-a-room https://expenso.rubanix.com/blog/splitting-rent-when-a-couple-shares-a-room Thu, 20 Aug 2026 00:00:00 GMT How to split rent when a couple shares one bedroom in a house share: why per-room and per-person both fail, the 50/50 room-and-head method, and how to handle bills — with a worked four-person example. Rent & Housing Priya R. https://expenso.rubanix.com/blog/roommate-agreement-what-to-put-in-writing https://expenso.rubanix.com/blog/roommate-agreement-what-to-put-in-writing Thu, 20 Aug 2026 00:00:00 GMT What to put in a roommate agreement: rent shares, bill responsibility, guests, notice periods, shared purchases and the deposit — an eleven-point checklist with a shared-purchase register worked through. Rent & Housing Priya R. https://expenso.rubanix.com/blog/how-debt-simplification-works https://expenso.rubanix.com/blog/how-debt-simplification-works Thu, 20 Aug 2026 00:00:00 GMT How debt simplification works in expense splitting: net positions, why the number of transfers drops so sharply, what the algorithm guarantees, and the situations where itemised debts are better. Product Jonas M. https://expenso.rubanix.com/blog/how-to-split-wedding-costs https://expenso.rubanix.com/blog/how-to-split-wedding-costs Thu, 20 Aug 2026 00:00:00 GMT How to split wedding costs between a couple and both families: fixed contributions versus percentages, what strings to expect, tracking who paid what, and handling the guest list — with a worked budget. Couples Maya T. https://expenso.rubanix.com/blog/splitting-money-when-one-partner-does-not-earn https://expenso.rubanix.com/blog/splitting-money-when-one-partner-does-not-earn Thu, 20 Aug 2026 00:00:00 GMT How couples should handle money when one partner is not earning: treating income as the household’s, equal personal allowances, protecting the non-earner’s independence, and what to agree in advance. Couples Priya R. https://expenso.rubanix.com/blog/splitting-expenses-in-different-currencies https://expenso.rubanix.com/blog/splitting-expenses-in-different-currencies Thu, 20 Aug 2026 00:00:00 GMT How to split group expenses in multiple currencies: choosing a group currency, the rate-on-the-day rule, card fees and cash withdrawals, and settling internationally — with a worked multi-currency trip ledger. Travel Maya T. https://expenso.rubanix.com/blog/who-pays-for-a-bachelorette-or-bachelor-party https://expenso.rubanix.com/blog/who-pays-for-a-bachelorette-or-bachelor-party Thu, 20 Aug 2026 00:00:00 GMT Who pays for a bachelorette or bachelor party: covering the guest of honour, setting the budget before booking, handling guests who cannot afford it, and collecting money without chasing — with a worked example. Travel Jonas M. https://expenso.rubanix.com/blog/lending-money-to-friends https://expenso.rubanix.com/blog/lending-money-to-friends Thu, 20 Aug 2026 00:00:00 GMT How to lend money to a friend or family member: deciding whether it is a loan or a gift, the five terms to agree in writing, setting a repayment schedule, and what to do when repayment stops. Money & People Priya R. https://expenso.rubanix.com/blog/how-to-organise-a-group-gift https://expenso.rubanix.com/blog/how-to-organise-a-group-gift Thu, 20 Aug 2026 00:00:00 GMT How to organise a group gift or office collection: setting a suggested amount, collecting before buying, handling people who give less or nothing, and keeping the total private — with a worked example. Money & People Jonas M. https://expenso.rubanix.com/blog/who-pays-for-repairs-in-a-shared-house https://expenso.rubanix.com/blog/who-pays-for-repairs-in-a-shared-house Thu, 20 Aug 2026 00:00:00 GMT Who pays for repairs and breakages in a shared house: what the landlord is responsible for, what the household splits, what falls on one person, and how to handle replacing shared appliances. Rent & Housing Maya T. https://expenso.rubanix.com/blog/moving-in-together-money-checklist https://expenso.rubanix.com/blog/moving-in-together-money-checklist Tue, 18 Aug 2026 00:00:00 GMT A practical checklist for couples moving in together: what counts as a shared cost, 50/50 versus proportional splitting, one-off move-in costs, and what to agree before the first rent payment — with a worked example. Couples Priya R. https://expenso.rubanix.com/blog/how-to-split-subscriptions-with-friends https://expenso.rubanix.com/blog/how-to-split-subscriptions-with-friends Sat, 15 Aug 2026 00:00:00 GMT How to split streaming, music and cloud subscriptions with friends or housemates: per-slot pricing, who should hold the account, handling price rises and people leaving, and a worked monthly stack. Money & People Jonas M. https://expenso.rubanix.com/blog/how-to-split-gas-money-on-a-road-trip https://expenso.rubanix.com/blog/how-to-split-gas-money-on-a-road-trip Thu, 13 Aug 2026 00:00:00 GMT How to split gas money on a road trip: the miles-per-gallon formula, why the driver should get a per-mile vehicle allowance, how to handle tolls, parking and detours — with a four-person worked example. Travel Jonas M. https://expenso.rubanix.com/blog/splitting-rent-when-a-roommate-moves-out https://expenso.rubanix.com/blog/splitting-rent-when-a-roommate-moves-out Tue, 11 Aug 2026 00:00:00 GMT How to split rent when a roommate moves out mid-lease: pro-rating the final month by day, who pays for the vacant days, handling the deposit, and recalculating shares — with a worked example that adds up to the cent. Rent & Housing Priya R. https://expenso.rubanix.com/blog/how-to-split-groceries-with-roommates https://expenso.rubanix.com/blog/how-to-split-groceries-with-roommates Sat, 08 Aug 2026 00:00:00 GMT How to split groceries with roommates fairly: what belongs in the shared pot, what stays personal, how to handle different diets, and a worked month of receipts that settles in two transfers. Rent & Housing Maya T. https://expenso.rubanix.com/blog/how-to-choose-a-bill-splitting-app https://expenso.rubanix.com/blog/how-to-choose-a-bill-splitting-app Wed, 05 Aug 2026 00:00:00 GMT Seven checks for choosing a shared expense app — free-plan limits, recurring bills, export, multi-currency, offline entry, who can see what, and migration — plus how to switch without losing your balances. Product Jonas M. https://expenso.rubanix.com/blog/roommate-wont-pay-their-share https://expenso.rubanix.com/blog/roommate-wont-pay-their-share Mon, 03 Aug 2026 00:00:00 GMT A step-by-step approach when a housemate stops paying rent or bills: how to separate forgetfulness from refusal, what to put in writing, when to involve the landlord, and how to protect the rest of the household. Money & People Priya R. https://expenso.rubanix.com/blog/joint-account-vs-separate-accounts https://expenso.rubanix.com/blog/joint-account-vs-separate-accounts Sat, 01 Aug 2026 00:00:00 GMT A comparison of the three ways couples structure shared money — fully joint, fully separate, and the yours-mine-ours hybrid — with what each solves, when it works, and how each one breaks down. Couples Priya R. https://expenso.rubanix.com/blog/how-to-split-a-vacation-rental https://expenso.rubanix.com/blog/how-to-split-a-vacation-rental Fri, 31 Jul 2026 00:00:00 GMT How to divide a vacation rental between friends when the bedrooms are not equal and people stay different numbers of nights, with a room-weighted formula and a worked $1,800 example. Travel Maya T. https://expenso.rubanix.com/blog/how-to-split-a-restaurant-bill https://expenso.rubanix.com/blog/how-to-split-a-restaurant-bill Wed, 29 Jul 2026 00:00:00 GMT How to split a restaurant bill fairly: when to divide equally, how to split by item, and the correct way to apportion tax and tip — with a worked four-person example that adds up to the cent. Money & People Jonas M. https://expenso.rubanix.com/blog/how-to-split-rent-with-roommates-fairly https://expenso.rubanix.com/blog/how-to-split-rent-with-roommates-fairly Fri, 24 Jul 2026 00:00:00 GMT Four fair ways to split rent with roommates — equally, by room size, by income, or a hybrid — with the formula for each, a worked $2,400 example, and the five mistakes that turn rent into an argument. Rent & Housing Priya R. https://expenso.rubanix.com/blog/expenso-vs-splitwise https://expenso.rubanix.com/blog/expenso-vs-splitwise Sat, 18 Jul 2026 00:00:00 GMT A capability-level comparison of Expenso and Splitwise for households splitting rent and bills: free plan limits, recurring expenses, receipts, multi-currency, and which app fits which group. Product Jonas M. https://expenso.rubanix.com/blog/splitting-utilities-and-shared-bills https://expenso.rubanix.com/blog/splitting-utilities-and-shared-bills Thu, 09 Jul 2026 00:00:00 GMT A bill-by-bill guide to splitting utilities with roommates: which bills to split equally, which to split on the rent percentages, and which should not be shared at all. Rent & Housing Jonas M. https://expenso.rubanix.com/blog/splitting-rent-unequal-bedrooms https://expenso.rubanix.com/blog/splitting-rent-unequal-bedrooms Tue, 30 Jun 2026 00:00:00 GMT The square-footage method for splitting rent between unequal bedrooms, with amenity adjustments for en-suites, closets and windowless rooms — plus a worked three-bedroom example. Rent & Housing Priya R. https://expenso.rubanix.com/blog/splitting-group-trip-costs https://expenso.rubanix.com/blog/splitting-group-trip-costs Thu, 18 Jun 2026 00:00:00 GMT How to split group trip costs as they happen: what goes in the shared pot, how to handle multiple currencies, and why simplified debts turn twelve transfers into three. Travel Maya T. https://expenso.rubanix.com/blog/proportional-vs-50-50-couples https://expenso.rubanix.com/blog/proportional-vs-50-50-couples Tue, 02 Jun 2026 00:00:00 GMT When couples should split expenses 50/50 and when to split proportionally by income, with the formula, a worked example, and the failure modes of each approach. Couples Priya R. https://expenso.rubanix.com/blog/how-to-ask-a-friend-to-pay-you-back https://expenso.rubanix.com/blog/how-to-ask-a-friend-to-pay-you-back Thu, 21 May 2026 00:00:00 GMT What to say when someone owes you money: four scripts for the first ask, the follow-up and the awkward case, plus why a shared expense record does most of the work for you. Money & People Jonas M. https://expenso.rubanix.com/blog/security-deposits-who-paid-what https://expenso.rubanix.com/blog/security-deposits-who-paid-what Fri, 08 May 2026 00:00:00 GMT How to split a security deposit between roommates, document each contribution on day one, and refund it at move-out when the amounts and the tenants have both changed. Rent & Housing Maya T.